For an agent to qualify for
the App-A-Week jackpot, the insurance premium
submitted during the previous
13-month period must maintain at least a 35% or lower lapse
ratio (65% or higher persistency).
with an outstanding debit balance who qualify for the App-A-Week
jackpot must have a 10:1 ratio (Debit Balance to Monthly
earnings) in order to receive the jackpot. If this is not the
case, the jackpot will be applied toward the agents debit
The submitted life
application(s) and lapse ratio for the contest will be
determined by the business that has been entered in the computer
by the last working day of each week.